Get up to Rs 45 lakh in just Rs 250 Investment, Get this government scheme opened today...
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Get up to Rs 45 lakh in just Rs 250 Investment, Get this government scheme opened today…

Best Investment Option: If you are also worried about the expenses of your daughter’s education and her marriage, then now you need not to worry about it.

New Delhi: Inflation has increased a lot. It has now become very difficult to fulfill children’s dreams like higher education, marriage and owning a house. In order to meet such big expenses, a person gets into debt. The way to avoid this is to invest at the right time.

Best Investment Option: There is good and important news for the common people. If you are also worried about the expenses of your daughter’s education and her marriage, then there is no need to worry. You can get rid of this worry by saving just Rs 8 to 10 per day.

About the Sukanya Samriddhi Yojana

In view of this concern of the common people, last years the Central Government started such a government scheme of Sukanya Samriddhi Yojana, under which the common citizens of the country can secure the future of their beloved by making a small investment.

Under this scheme, you can also deposit a minimum of Rs 250 and a maximum of Rs 1.5 lakh. By opening this account, you can get a lot of relief from your daughter’s education and future expenses. Under this scheme, you can open only one account in the name of a girl child. If you have two daughters in your house, then you can open one account each in the name of both of them.

You can secure the future of your ladies by opening this account in any post office or authorized branch of commercial branch. Under this government scheme, the account is opened only in the name of parents or guardian daughter.

What all Required to Open the Sukanya Samriddhi Yojana

To open an account under this scheme, you have to take the

  • Birth certificate of your girl child to the post office or bank along with the account application form.
  • Along with this, the identity card of the child’s parent or guardian such as PAN card, ration card, driving license, any one of the passport.
  • Along with this, the certificate of where you are living, such as passport, ration card, electricity bill, telephone bill, water bill has to be submitted.

For whom Sukanya Samriddhi Yojana if for ?

Let us tell you that Sukanya Samriddhi Yojana is for daughters. To secure the future of daughters, the Modi government started it in the year 2015. This was launched as a part of ‘Beti Bachao Beti Padhao’ campaign. Its purpose is to provide the facility of savings to the parents to make the future of the daughters bright.

Age Requirement to open SSY account

Under Sukanya Samriddhi Yojana, parents of a girl child (up to the age of 10 years) can open this account in any bank or post office. Interest is also good in this as compared to other schemes.

What is the interest rate?

Another good thing related to this scheme is that the government has increased the interest rate on Sukanya Yojana from 7.6 percent to 8 percent. That is, now investors are getting ,40 percent more interest than before. Along with this, parents or guardians also get exemption in income tax.

How will a fund of Rs 45 lakh be created?

Under this scheme, if a person deposits one lakh rupees annually, then in 15 years this amount is 15 lakh rupees. In such a situation, the total amount can be received up to Rs 44 lakh 89 thousand 690 on maturity of 21 years. That is, Rs 29 lakh 89 thousand 690 is received as interest on this amount of Rs 15 lakh. Means investment amount times three 15,00,000×3 = 45,00,000.

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